Platform Comparison

SmartChange vs. Kindful

Kindful is a donor CRM. SmartChange is a fundraising platform. These are different jobs — and understanding which one you actually need makes the whole decision simpler.

$0/moSmartChange monthly fee (Standard)
$100+/moKindful monthly fee (contact-based)
Same daySmartChange launch
0–1%SmartChange effective rate
The most important thing on this page

These tools do different jobs.

Most organizations evaluating Kindful vs. SmartChange are actually asking the wrong question. Here's the right one.

SmartChange does this

Getting donations in the door — fast, efficiently, at the lowest effective cost.

Donation forms, live in minutes, embeddable anywhere
Donor fee coverage — 90%+ adoption, 0–1% effective rate
Recurring giving, peer-to-peer, Spare Change round-ups
Automated tax receipts, compliance reporting
CRM-Lite: donor profiles, giving history, basic segmentation
Full public API — sync to any CRM automatically
Kindful does this

Managing donor relationships at depth — over months and years.

Comprehensive donor database management
Smart segmentation, tags, and constituent timelines
Deep reporting and fundraising analytics
Integrations with email, accounting, and volunteer tools
Donation processing (via integrations with Stripe, etc.)
Lapsed donor identification and retention tracking

The most effective setup for many organizations: SmartChange handles fundraising. Kindful handles relationship management. They connect via API. You get the best of both without paying for features you don't use from either.

Overview

What Are These Platforms?

SmartChange

Fundraising Platform — Getting Donations In

SmartChange is an all-in-one fundraising platform for nonprofits, PTAs, educational organizations, nonpartisan campaigns, NIL collectives, NIL athletes, and crisis fundraising. Same-day self-serve launch, no monthly fees on Standard, Growth, or Pro, donor fee coverage (90%+ adoption), Spare Change round-ups, peer-to-peer fundraising, and a dedicated NIL Collective campaign type. CRM-Lite is included for basic donor tracking. Full public API connects to any external CRM.

Standard: 3.75% + 25¢ per transaction. No monthly fees on Standard, Growth, or Pro. Operated by Level Wins, Little Rock, Arkansas.

Kindful (now part of Bloomerang)

Donor CRM — Managing Relationships Over Time

Kindful is a donor management CRM for nonprofits that combines a donor database, fundraising tools, reporting, and integrations with email, accounting, and volunteer platforms. It was acquired by Bloomerang in 2021 and is being integrated into the Bloomerang platform over time. Kindful charges a monthly subscription fee based on database size, starting around $100/month.

Kindful's donation processing works through integrations with Stripe and other processors — it is not primarily a transaction processing platform. Its strength is in donor relationship management, not checkout optimization.

Side-by-Side

Feature Comparison

FeatureSmartChangeKindful
Primary PurposeFundraising platform — getting donations inDonor CRM — managing relationships over time
Monthly FeesNone on Standard, Growth, or ProYes — starts ~$100+/mo, scales with contacts
Launch ProcessSelf-serve, same day, no sales callDemo required; setup and data import needed
Donor Fee CoverageYes — 90%+ adoption; 0–1% effective rateDepends on connected processor
Tip PromptsNeverNot applicable
Donor CRM DepthCRM-Lite — profiles, giving history, segmentationFull donor CRM — core product strength
Recurring DonationsYes — same rate, no surchargeYes — via processor integration
Peer-to-Peer FundraisingYes — all plansYes
Embeddable Donation FormsYes — any websiteYes
Full Public APIYes — all plansYes — strong integration ecosystem
Accounting IntegrationsVia APINative QuickBooks integration
Spare Change Round-UpsYes — exclusiveNot available
NIL Collective Campaign TypeYes — dedicated typeNot supported
Crisis Launch ModeUnder 15 minutesNot available
What matters most

Key Differences

🔧

These are not competing tools — they do different jobs.

Kindful's core product is donor relationship management: tracking interactions over time, segmenting your database, identifying lapsed donors, running detailed reports on fundraising performance. It happens to have donation processing capabilities, but that's not the center of gravity.

SmartChange's core product is getting donations in the door: fast launch, donor fee coverage, recurring giving, peer-to-peer campaigns, and embeddable forms that work anywhere. It happens to have CRM-Lite for basic tracking, but it's not a full CRM replacement.

For many organizations, using both makes more sense than choosing one. SmartChange handles fundraising. Kindful (or Bloomerang, its acquirer) handles long-term donor stewardship. They connect via API.

💰

Monthly fees before your first donation vs. no monthly fees ever.

Kindful charges a monthly subscription based on database size — starting around $100/month, scaling up as your contact list grows. SmartChange has no monthly fees on Standard, Growth, or Pro. You pay only when donations come in, starting at 3.75% + 25¢ per transaction. When donors cover the fee (90%+ do), your effective rate drops to 0–1%.

If you're evaluating Kindful as a fundraising tool specifically — rather than for CRM depth — the monthly fee comparison is the first number to look at.

⚠️

Kindful has been acquired by Bloomerang. That context matters.

Kindful was acquired by Bloomerang in 2021. If you're evaluating Kindful, you should also evaluate Bloomerang — Bloomerang is the parent platform and Kindful's functionality is being integrated over time. New features and product investment are increasingly focused on the Bloomerang platform. For a direct comparison of SmartChange and Bloomerang, see our SmartChange vs. Bloomerang comparison →

Making the right choice

Who Should Use Which Platform?

SmartChange if you primarily need…

  • Fast, low-cost donation collection with no monthly fees
  • Donor fee coverage at 90%+ adoption — 0–1% effective rate
  • Same-day launch with no CRM setup required
  • NIL collective, nonpartisan campaign, or crisis fundraising support
  • Spare Change round-ups for passive ongoing revenue
  • A fundraising platform that connects to your existing CRM via API

Kindful if you primarily need…

  • A comprehensive donor database with deep relationship tracking
  • Constituent timelines, segmentation, and lapsed donor tools
  • Native integrations with accounting software like QuickBooks
  • Detailed fundraising reporting and board-ready analytics
  • A full CRM alongside your fundraising tools in one platform
Common questions

Frequently Asked Questions

It depends on what you need. If you primarily need to collect donations fast, with no monthly fees and the lowest effective rate possible, SmartChange is the stronger fit. If you primarily need comprehensive donor database management, deep constituent tracking, and integrated accounting tools, Kindful (or its parent platform Bloomerang) is built for that job. Many organizations use both: SmartChange for fundraising forms, Kindful/Bloomerang for donor relationship management, connected via API.
Kindful was acquired by Bloomerang in 2021. The Kindful brand has been maintained, but Bloomerang is the parent platform and product investment is increasingly focused there. If you're evaluating Kindful, we recommend also reviewing Bloomerang — and our SmartChange vs. Bloomerang comparison page covers that head-to-head directly.
SmartChange Standard: 3.75% + 25¢ per transaction, no monthly fee. Kindful charges a monthly subscription based on the number of contacts in your database, starting around $100/month. SmartChange's effective rate drops to 0–1% when donors cover the processing fee (90%+ do). Kindful's monthly fee applies regardless of donation volume.
Yes — this is often the right setup. SmartChange handles the fundraising experience: forms, processing, donor checkout, automated receipts, and real-time giving. Kindful handles long-term donor relationship management: constituent timelines, segmentation, lapsed donor tracking, and reporting. SmartChange's full public API (on every plan) syncs donor data and transactions with Kindful automatically.
Yes. Creating a SmartChange account is completely free — no setup fees, no monthly fees on Standard, Growth, or Pro, no contracts. You pay only when donations come in, starting at 3.75% + 25¢ per transaction. With 90%+ of donors choosing to cover the fee, your effective rate is typically 0–1%.

Start raising today. Keep your CRM for stewardship.

SmartChange gets donations in the door. It plays well with everything else.

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